Career & 401k Planning
As your career and personal life evolve, so do the financial decisions that shape your future. For many professionals in their 30s, 40s and 50s, this stage comes with competing priorities: advancing in your career, 401k planning, saving for retirement, funding education, managing aging parent responsibilities, and ensuring your family’s long-term security. Without a coordinated strategy, it’s easy to feel like you’re working hard but not making the most of your financial opportunities.
We believe financial planning should simplify your decisions, not complicate them. By coordinating all of these elements — retirement, cash flow, taxes, asset protection, and charitable goals — we help ensure that your financial life works together as one cohesive strategy.
Portfolios are customized based on your unique investment policy, liquidity needs and return objectives.*
Our services include:
- 401k & 403b Management – Track your retirement accounts with professional management through Pontera — no account transfer needed.
- Retirement Planning Analysis – We evaluate your savings, income, and goals, then create a customized plan to keep your retirement on track.
- Cash Flow Projections – Analyze your income and expenses to uncover potential opportunities for saving and investing.
- Asset Titling Reviews – Confirm titling of your accounts and property to help protect your family and streamline estate planning.
- Charitable Planning – Design giving strategies that reflect your values, support your causes, and may offer tax benefits.
- Tax Planning Strategies – Identify tax-smart strategies that may help you keep more of your earnings now and in retirement.**
*Customized portfolio construction and investment strategies do not guarantee investment success or positive performance. All investing involves risk, including the possible loss of principal. There can be no assurance that any investment objective or strategy will be achieved.
**We are not tax professionals, and the client should review any strategies with a licensed tax professional before implementing.
Introducing Pontera – The platform that lets your advisor manage your 401k for better growth.
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***Pontera is an independent third-party platform and is not affiliated with Almanack Investment Partners, LLC (“Almanack”) or Redwood Wealth Management Group, LLC (“Redwood”). Use of the Pontera platform is subject to its own terms, conditions, and privacy policies. Almanack and Redwood do not control and are not responsible for the content, services, or availability of third-party websites or platforms.
