401k Management Blog - Redwood Wealth Management Group

Midlife Money Moves: How Gen X Can Better Prepare for Retirement Without Sacrificing Today

Courtney2026-06-22T09:36:14-04:00July 9th, 2026|401k Management, Financial Tips, Gen X|

Midlife Money Moves: How Gen X Can Better Prepare for Retirement Without Sacrificing Today For many Gen Xers, midlife brings competing priorities: preparing for retirement, supporting children, caring for aging parents, and still wanting to enjoy life today. The pressure to “catch up” financially can feel overwhelming, especially when retirement suddenly feels closer than [...]

Couples and Cash: How to Align Your Retirement and Investment Goals Together

Courtney2026-05-14T09:45:51-04:00May 21st, 2026|401k Management, Financial Tips, Gen X, Gen Z, Millennials, Newly Married, Seniors|

Couples and Cash: How to Align Your Retirement and Investment Goals Together Money is one of the most common sources of tension in relationships—especially when it comes to long-term goals like retirement planning and investing. Even strong couples can feel out of sync: one partner dreams of early retirement, while the other wants to [...]

The Hidden Costs of DIY Retirement Planning (And How Advisors Save You Money)

Courtney2025-12-18T16:16:58-05:00April 23rd, 2026|401k Management, Financial Tips, Gen X, Millennials, Newly Married, Seniors|

The Hidden Costs of DIY Retirement Planning (And How Advisors Can Actually Save You Money) DIY retirement planning has never been more popular. With online tools, investing apps, and endless financial content on social media, many people feel confident managing their own retirement plans. While a do-it-yourself approach can seem cost-effective on the surface, [...]

Involuntary 401k Rollovers: What They Are—and Why Rolling Everything Into One Account Can Boost Your Retirement Growth

Courtney2025-11-24T11:42:08-05:00February 5th, 2026|401k Management, Financial Tips, Gen X, Gen Z, Millennials, Seniors|

Involuntary 401k Rollovers: Why Consolidating Into One Account—Managed by an Advisor with Pontera—Can Strengthen Your Financial Future Changing jobs is common—but what happens to the retirement accounts you leave behind isn’t always straightforward. In fact, if your balance is below a certain threshold or you haven’t taken action, your old employer may initiate something [...]

Thinking About a Financial Advisor? Here Are the 7 Questions Everyone Wants Answered

Courtney2025-11-25T09:00:08-05:00December 2nd, 2025|401k Management, Divorce, Financial Tips, Gen X, Gen Z, Millennials, Newly Married, Seniors, Widowhood|

7 Financial Questions Everyone Asks—Answered by a Financial Advisor Navigating money decisions can feel overwhelming, especially when you’re trying to grow your savings, protect your family, or prepare for the future. If you’ve ever wondered what a financial advisor actually does or how they can help you, you’re not alone. Below, we’re breaking down [...]

RIA vs. TikTok Financial Advice: Why Professional Guidance Beats Viral Tips Every Time

Courtney2025-11-24T11:36:29-05:00November 18th, 2025|401k Management, Divorce, Financial Tips, Gen X, Gen Z, Millennials, Newly Married, Seniors, Widowhood|

RIA vs. TikTok Financial Advice: Why Professional Guidance Beats Viral Tips Every Time Social media has transformed the way we learn about money. TikTok, in particular, is filled with short, flashy videos offering tips on everything from investing to debt payoff. While these videos can be fun and educational, they’re not a substitute for [...]

Dividing Retirement Accounts: What You Need to Know

Courtney2025-11-24T11:35:11-05:00November 11th, 2025|401k Management, Divorce, Financial Tips, Gen X, Millennials, Seniors|

Dividing Retirement Accounts: What You Need to Know Dividing retirement accounts during a divorce can be complicated, but understanding the rules and options can help you protect your financial future. From IRAs and 401(k)s to pensions and other investments, each account type has unique considerations. 1. Understand the Types of Retirement Accounts Before dividing [...]

Pontera 401k Management Guide

Courtney2025-11-24T11:31:00-05:00October 13th, 2025|401k Management, Financial Tips, Gen X, Millennials|

It’s time to take control of your 401k. Pontera allows clients to take control of their 401k and work with their advisor to grow their retirement nest egg with better flexibility. Managing a 401k can often feel overwhelming. From navigating complex investment options to understanding contribution limits, balancing short-term needs with long-term goals is challenging [...]